Personal Accident Insurance

JCL Personal Accident Insurance: Protect Yourself Against the Unexpected

At JCL Insurance, we understand that life and horses can be unpredictable. Personal accident insurance offers peace of mind by providing financial protection in the event of an unexpected injury.

Whether you’re schooling a client’s horses, competing your own, or simply going about your daily routine, our comprehensive coverage ensures you’re prepared for life’s unforeseen events.

personal accident insurance

Everything You Need in One Package

At JCL, we tailor our insurance packages to your individual needs.

We analyse the specific requirements you have and the risks you may face, andcurate a policy that protects you should the worst happen.

Our Personal Accident Insurance policies are designed to offer maximum
protection and can cover the following:

Accidental Death

Covers a sudden, unexpected event which results
in death.

Get a Quote >>

Loss of Sight/Hearing

European insurance cover is included with all horsebox insurance and will provide the minimum insurance needed by the that country’s law.

Get a Quote >>

 

Loss of Limb

24 hour breakdown service that is equine specific protecting your vehicle and horses should you have a breakdown or need recovery.

Get a Quote >>

 

Temporary Total Disablement

Trailer insurance can be taken out which will cover your trailer should it be stolen or damaged.

Get a Quote >>

 

Permanent Total Disablement

This provides legal assistance to recover the out-of-pocket expenses that you may experience as result of an accident that wasn’t your fault.

Get a Quote >>

 

Dental Expenses

This provides legal assistance to recover the out-of-pocket expenses that you may experience as result of an accident that wasn’t your fault.

Get a Quote >>

 

Illness Cover

This provides legal assistance to recover the out-of-pocket expenses that you may experience as result of an accident that wasn’t your fault.

Get a Quote >>

 

What Insurance do Horse Riders Need?

If you are around horses, whether you are a groom, rider or instructor, we highly recommend having Personal Accident Insurance to protect you should you have an unexpected accident.

Whilst it is really important to protect yourself, it is also paramount to have the correct insurance in place if you are a freelance groom or rider. Cover such as Public Liability and Care, Custody and Control can protect you if you are found negligent.

Click here for more information on Horse Rider Insurance.

Why Choose JCL?

Personal Accident Insurance FAQs

Do you need insurance for a horsebox?
Yes, insurance for a horsebox is a legal requirement. To enquire about a quote, you can fill in a form or speak to a member of our team on 01948 820000. We are always happy to help.
Do you need insurance for towing a horse trailer?
You are not legally required to take out separate insurance to tow a horse trailer. Unlike a horsebox, a trailer is not a motorised vehicle and therefore is not subject to the same laws. However, it is wise that you take out additional horse trailer insurance so that you are fully covered against any unforeseen events.

“JCL are fast, professional and always
at the other end of the phone.”

Oliver Townend, World No.1 Event Rider

Enquire about a quote