Farm & Home Insurance

For Your Farm, Work and Home, There’s Farmers Combined Insurance

Farmer’s Combined Insurance can be one of the simplest and most effective ways of ensuring that you have insurance protection for your farming business.

Along with cover for harvested crops, barns, machinery and employees, you can also include your home and contents within the same policy – making your insurance easy to manage with one renewal date, whether you operate in dairy, arable, livestock or any other rural enterprise.

Everything You Need in One Package

At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
Our Farm Combined Insurance policies are designed to offer maximum protection
and can cover the following:

Home Buildings & Contents

As well as the structure of your farmhouse, this policy will also cover the contents and personal possessions kept in it, protecting them from unexpected events like storm damage, fire, flooding and theft.

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Farm Buildings & Contents

Provides cover when a third party is injured or their property is damaged due to the business’ actions. It covers the costs as well as any related legal expenses.

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Business Interruption

This is compulsory for all employers’, covering injury to employees.

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Farm Property in Transit

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Livestock

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Liabilities

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Legal Expenses

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Personal Accident

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Money Cover

Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.

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Why Choose JCL?

Farm Combined Insurance FAQs

How can I make a claim at JCL ?

At JCL, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim against your veteran horse insurance policy, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim.

Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.

Does a tractor need insurance?
Tractor Insurance is only mandatory in the UK if you are driving on public roads. In this case, it is a requirement by law to have at least third party cover. If tractors and other agricultural vehicles are being used on private land, it is not mandatory to have insurance, but it is strongly advised that you do.
What does insurance on a tractor cover?
The cover you get for a tractor or other agricultural vehicle will largely depend on the type of policy you purchase. As well as providing cover for the tractor or vehicle, some policies will also provide additional cover for things such as goods in transit. For more information or advice on getting the right cover, simply fill in the enquiry form, and a member of our team will get back to you. Alternatively, you can ring us on 01948 820 000.

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