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A Freelance Rider policy will cover you for riding, including competing your clients’ horses and grooming.
With the addition of a Personal Accident Policy, you will have the peace of mind that, should an unforeseen event happen, you will benefit from either a lump sum or a weekly payment should you have a serious injury or be unable to work.
If you are a professional rider, you may need further cover, in the shape of a travel policy, if you will be competing abroad.
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and
curate a policy that protects you should the worst happen.
Our Horse Rider Insurance policies are designed to offer maximum protection and
can cover the following:
Provides cover when a third party is injured or their property is damaged and you are found liable. It covers the costs as well as any related legal expenses.
Covers injury to, or the death of, a horse in your care for which you are liable.
Protects against potential future costs of legal advice and/or legal proceedings
Provides cover if you are injured at work or whilst commuting to work. This could either be a weekly amount or a lump sum.
Protects you when travelling, training and competing abroad. Covers you for disruptions, stolen or lost possessions and medical costs should you sustain an injury abroad.
To make a claim, please contact the office by phone or email.
Our Claims Manager will take the relevant details and be able to talk you through the process. The insurers will be notified
and you will be updated on the claim throughout.
Whilst not a legal requirement, it is recommended that anyone who owns, rides or looks after horses should have Public Liability Insurance in case of an incident where they are liable to pay the compensation for damage or injury caused by their horse. At JCL, we also strongly advise that those around horses have a suitable Personal Accident Insurance policy in place, to financially protect them should they have an accident and are not able to work.
“JCL are fast, professional and always
at the other end of the phone.”
Oliver Townend, World No.1 Event Rider
