Home Insurance

Personal Household Combined Insurance For Your Home & Contents

Whether it be a 1 bedroom flat in the centre of Chester or a 4 Bedroom detached House in Farndon, here at JCL Insurance Brokers we have a range of insurance providers to suit everyone’s demands and needs.

This standard home insurance policy will cover buildings up to £1,000,000 and contents up to £75,000. Do you require a higher sum insured? Take a look at our High Value Home Insurance.

middle-class home on estate

Everything You Need in One Package

At JCL, we tailor our insurance packages to your individual needs.

We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.

Our Home Insurance policies are designed to offer maximum protection and can cover the following:

Home Buildings & Contents

Covers the structure of your home including its fixtures and fittings if they are damaged by events such as flood, fire and storm. Contents and possessions are covered if stolen or damaged while in your home.

Personal Possessions

Covers your personal belongings against loss, damage or theft when taken out of your home. This can be anything from jewellery and watches to antiques, musical instruments and furs

Alternative Accommodation

Provides you with reasonable accommodation while your home is uninhabitable.

Gadget Cover

Cover for personal possessions such as laptops and mobile phones. Higher value gadgets can be specified on the policy

Cyber Cover

Financial protection from the aftermath of a cyber attack or data breach.

Why Choose JCL?

High Value Home Insurance FAQs

Can my jewellery be covered on my household policy?

Yes, jewellery can be covered on your household policy. If you wear your jewellery regularly, you may want to add personal possessions cover to your policy as this will protect your jewellery outside of the home. 

Whilst home insurance isn’t a legal requirement like car insurance, it is highly recommended that this cover is taken out to protect your home should there be an unforeseen event. Some mortgage lenders may insist that you have home insurance with buildings cover at the very least.

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