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With staycations becoming more popular, owning a holiday home in the UK is a great idea. Whether you use yours to generate extra income, have relaxing breaks away, or both, a holiday home insurance policy offers levels of protection for your property that standard home insurance policies may not.
A specialist policy is needed for a holiday home because there are key differences compared to how a standard home insurance policy works. Firstly, the risks associated with a UK or overseas holiday home are greater than a standard home as the property may be left unoccupied for most of the year.
Additionally, if you rent your property out to paying guests, there are other risks to be considered – a specialist holiday home insurance policy ensures you are protected financially against these risks.
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
Our Holiday Home Insurance policies are designed to offer maximum protection and can cover the following:
Protects premises and contents against sudden or unforeseen circumstances.
Cover for wardrobes, shelving, laminate flooring or anything attached to the building that isn’t considered contents.
Provides cover when a third party is injured or their property is damaged and you are found liable.
Covers landlords for lost rental income when a property is damaged by certain unfortunate events.
This is compulsory for all employers’, covering injury to employees.
Provides you with reasonable accommodation while your home is uninhabitable.
To make a claim, please contact the office by phone or email.
Our Claims Manager will take the relevant details and be able to talk you through the process. The insurers will be notified and you will be updated on the claim throughout.
Holiday home insurance is specific cover for a second property, whether you are using it for extra income or for your own pleasure.
We work closely with many specialist providers and pride ourselves on finding policies that meet our customer’s requirements. Please fill in the enquiry form with your holiday home location/s and our team will explore all avenues.
“Liam and Will are always happy to go the extra
mile to make sure that their customers feel like
they are getting the best service.”
Rena Andronicou
