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High net worth insurance provides the best protection for individuals and families with assets equating to a large value. This specialist insurance type, also known as private client insurance, is bespoke to meet specific requirements that standard policies do not cover.

At Jane Chewins, we have over 30 years of experience in advising on and arranging specialist insurance policies. Whether you are looking to protect your fine art, jewellery or home contents, we can tailor a high net worth insurance policy to your exact needs. 

Although standard insurance policies can cover assets, you will find that there is a limit on the amount of value the policy will protect. A private client’s policy protects high-value homes, valuable possessions and high-end vehicles with higher limits to ensure your investments remain fully protected. 

If this applies to you, you may also have other considerations. These could include access to specialist restorers if you have a fine art or antique collection, access to specialist garages if you have a classic car or worldwide cover for your possessions while you travel abroad.

Looking for more information or advice on high net worth insurance – you can call us to discuss your requirements or fill in the enquiry form, and our team will get in touch with you. Visit our high value home insurance page for more information specific to protecting your home.

Policy benefits can include:

Features of a high net worth insurance policy will look similar to a standard home contents policy but with expanded coverage limits and additional benefits and services. At Jane Chewins, we look at each policy on a case-by-case level so we can broker the right bespoke cover for our clients.

Although each policy is tailored for our clients, here are some cover features you are likely to see or may want to include in a high net worth insurance policy: 

  • Coverage of valuable articles
  • Auto insurance (high performance cars, collectors vehicles and more)
  • Homeowner insurance
  • Family protection cover 
  • Watercraft insurance

For more information on specific cover types, you can visit the following: 

To discuss getting a bespoke high net worth policy, fill in the enquiry form or speak with a member of our team at 01948 820 000. 

Why choose us:

  • We have over 30 years of experience and a deep understanding of specialist insurance requirements.
  • As a member of the award-winning Bravo Network, we have a relationship with many insurance providers, so you can be assured that we will find you the right high net worth insurance policy. 
  • Our specialist team handles all claims in-house
  • As well as providing professional advice, we believe strongly in adding a personal touch. This is why we make ourselves available whenever you need us.

High Net Worth Insurance FAQs

How can I claim on my policy?

At Jane Chewins, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim. 

Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.

What is high net worth insurance?

High net worth insurance is a specialist policy that covers individuals and families for several things, including homes, possessions and vehicles. The policy type operates similar to standard policies but with expanded coverage limits and additional benefits and services.

What does high net worth insurance cover?

There are several things that high net worth insurance can cover, these include home contents, buildings, prestige motors, boats and more. The specialist insurance option is designed to provide expanded coverage for wealthy individuals and families.

If you want more information or to enquire about a quote, fill in the enquiry form or speak with one of our specialist brokers at 01948 820 000.

Enquire about a quote

Our Commitment

To ensure we continue to offer all of our clients the best possible service, we make the following commitments:


To listen and work in partnership with you.


To focus on your needs at all times.


To provide prompt and accurate responses to requests and enquiries.


To provide strong and professional advice at all times.


To provide intelligent and competitive solutions.


To ensure documentation is produced promptly.


To provide continuous appraisal of your risks.


To be pro-active in advice given.

JCL Insurance Brokers look after all of my insurances and have for a number of years. They are fast, professional and always at the other end of the phone

Oliver Townend

FEI World Number 1