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Farmer’s Combined Insurance can be one of the simplest and most effective ways of ensuring that you have insurance protection for your farming business.
Along with cover for harvested crops, barns, machinery and employees, you can also include your home and contents within the same policy – making your insurance easy to manage with one renewal date, whether you operate in dairy, arable, livestock or any other rural enterprise.
When your home and farm are closely connected, you need insurance that protects both. JCL’s Home Farm Insurance combines cover for your farmhouse, farm buildings, contents, and liabilities in one tailored policy designed for rural living.
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
Our Farm Combined Insurance policies are designed to offer maximum protection and can cover the following:
As well as the structure of your farmhouse, this policy will also cover the contents and personal possessions kept in it, protecting them from unexpected events like storm damage, fire, flooding and theft.
As well as the structure of your buildings, this policy will also cover the contents kept in it, protecting them from unexpected events like storm damage, fire, flooding and theft.
Covers you for the loss of income during periods when you cannot carry out business as usual due to an unexpected event.
Protects your goods, other than livestock, while they're in transit in your vehicles or a replacement vehicle.
Cover for specified animals and whole herds against death, damage, injury, illness and disease.
Cover such as Public Liability, Employers' Liability and Professional Indemnity offers protection should a company be found liable for an incident.
Protects against potential future costs of legal advice and/or legal proceedings
Provides cover if you are injured at work or whilst commuting to work. This could either be a weekly amount or a lump sum.
Protects against loss or damage of money, goods equal to money and money storage due to the evil deeds of a third party.
To make a claim, please contact the office by phone or email.
Our Claims Manager will take the relevant details and be able to talk you through the process. The insurers will be notified and you will be updated on the claim throughout.
At JCL, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim against your veteran horse insurance policy, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim.
Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.
Farm Combined Insurance covers all areas of your farm and home under one policy. It covers all of your insurance needs from buildings to liabilities and livestock.
Yes, if your home is situated on your working farm, it can be insured together under a farm combined policy. For more information, call JCL on 01948820000 or email info@jcl-insurance.com.
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