Home > Equine Insurance > Veteran Horse Insurance

Tailored and carefully considered policies for horses 16 years and older. Find an insurance policy truly fit for purpose designed by industry specialists.

With decades of experience brokering insurance for the equine industry, we understand the requirements and considerations of owning a veteran horse or pony. We also understand that not two horses are the same – this is why we work with our clients to tailor the right veteran horse insurance policy to meet the needs of the horse and the owner.

As horse owners ourselves, we know that the health of our horse or pony is of the utmost importance, this is why we take great care in tailoring insurance for older horses. As horses and ponies age, they become more vulnerable to certain conditions and illnesses, and without the right insurance, this can inflate what is already a big financial commitment. A veteran horse insurance policy provides reassurance that your older horse will get the extra care that may be needed and that it is covered by a policy specially tailored to meet the needs of your veteran horse or pony.

For more information or to get a veteran horse insurance quote you can make an online enquiry or speak with a member of our team at 01948 820 000. We are always happy to help.

Policy benefits can include:

At Jane Chewins, we will listen to your requirements and create a bespoke veteran horse insurance policy tailored to your horse’s needs. There are many inclusions to have on a policy, these can be found on most equine or horse insurance types. These include: 

  • Veterinary fees
  • Death, Theft and Straying
  • Dental treatment
  • Public liability
  • Legal liability
  • Personal accident

Many additional cover options are available and can be added based on the needs of your horse or pony. For more information or to get a tailored veteran horse insurance quote, you can fill in the enquiry form, or speak with our lovely team at 01948 820 000.

Why choose us:

  • We have over 30 years of experience and a deep understanding of insurance requirements for the equine industry.
  • As a member of the award-winning Bravo Network, we have wide access to the insurance market, so you can be assured that we will find you the right veteran horse insurance cover. 
  • Our specialist team handles all claims in-house.
  • As well as providing professional advice, we believe strongly in adding in a personal touch. This is why we make ourselves available whenever you need us.
horse being groomed

Veteran Horse Insurance FAQs

How can I claim on my veteran horse policy?

At Jane Chewins, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim against your veteran horse insurance policy, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim. 

Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.

What is classed as a veteran horse?

A horse is classed as an older or veteran horse once they reach 15 years old. But as the saying goes – “you’re only as old as you feel”. With the advances in care and nutrition, horses can stay active and healthy well into their 20s, something worth considering when taking out insurance.

Should you insure your older horse?

As horse owners, you have a duty of care to ensure that your horse or pony lives a happy life. Although it is not a legal requirement to have veteran horse insurance, the financial commitment can become overwhelming if you do not have sufficient cover for unforeseen events, or if your horse falls ill.

Enquire about a quote

Our Commitment

To ensure we continue to offer all of our clients the best possible service, we make the following commitments:


To listen and work in partnership with you.


To focus on your needs at all times.


To provide prompt and accurate responses to requests and enquiries.


To provide strong and professional advice at all times.


To provide intelligent and competitive solutions.


To ensure documentation is produced promptly.


To provide continuous appraisal of your risks.


To be pro-active in advice given.

JCL Insurance Brokers look after all of my insurances and have for a number of years. They are fast, professional and always at the other end of the phone

Oliver Townend

FEI World Number 1