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Get insurance that looks after you whenever you’re in the saddle.

The British Horse Society (BHS) strongly advises that you take out horse riding insurance, whether you are a first-time rider or a seasoned veteran. Horse riding insurance protects those in the saddle of someone else’s horse in the unfortunate circumstances where an accident occurs. At Jane Chewins, we work with the best providers to find comprehensive and tailored policies for riders of all ages and abilities.

Policy benefits can include:

Horse rider insurance policies are straightforward. You will usually find two main types of cover, those for adults and those for junior riders. Standard policy features may include: 

  • Personal Accident
  • Public Liability
  • Custodial Liability
  • Emergency Vet’s Fees
  • Legal Costs

If you have any special requirements, our experienced team can help you find tailored policies to ensure optimal protection.

Why choose us:

  • We have over 30 years of experience and a deep understanding of insurance requirements for the equine industry.
  • As a member of the award-winning Bravo Network, we have a relationship with many insurance providers, so you can be assured that we will find you the right horse rider cover. 
  • Our specialist team handles all claims in-house.
  • As well as providing professional advice, we believe strongly in adding in a personal touch. This is why we make ourselves available whenever you need us.
woman riding horse

Horse Rider Insurance FAQs

How can I make a claim on my policy?

At Jane Chewins, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim against your horse rider insurance policy, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim. 

Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.

What insurance do I need as a horse rider?

Horse riding is an amazing experience though there are risks involved. Getting cover for personal accident and public liability will help put your mind at rest when out riding. If you have any further queries or specific requirements, please note these on the enquiry form or when speaking to our team. 

Do horse riders need insurance?

It is not a legal requirement to have horse rider insurance in the UK, but it is recommended.  Although no one plans to have an accident, it is not a guarantee that you will not, and not having insurance in the event of one could cost you thousands.

Does horse insurance cover other riders?

No, in most cases horse rider insurance policies only cover the named rider.

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Our Commitment

To ensure we continue to offer all of our clients the best possible service, we make the following commitments:


To listen and work in partnership with you.


To focus on your needs at all times.


To provide prompt and accurate responses to requests and enquiries.


To provide strong and professional advice at all times.


To provide intelligent and competitive solutions.


To ensure documentation is produced promptly.


To provide continuous appraisal of your risks.


To be pro-active in advice given.

JCL Insurance Brokers look after all of my insurances and have for a number of years. They are fast, professional and always at the other end of the phone

Oliver Townend

FEI World Number 1