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Tailored policies that provide specialist cover for your horse or ponies.

With decades of experience brokering insurance for the equine industry, we understand all the challenges, risks, and enjoyments of owning a horse or pony. We promise to find you a horse insurance policy that means you can enjoy spending time with your horse or pony, whilst knowing that you are covered against any risks such as injury or illness if they should occur.

It is no secret that owning a horse can be expensive, and as horse owners, all we want is for our horse or pony to be happy and healthy. We are fortunate enough that the advancement in diagnostics and treatments for horses is the best it has ever been – but this means the cost of veterinary bills is also the highest they have ever been. Our specialist equine team will find you horse insurance cover that takes into account all of the aforementioned factors so that you have a policy that will provide your horse and yourself with the best protection.

You can make an online enquiry or speak to a member of our team to discuss getting a horse insurance quote, or if you just want some more information or advice.

Policy benefits can include:

At Jane Chewins, we will listen to your requirements and create a bespoke horse insurance policy tailored to your needs. Our policies are adapted to suit the horse and the activities they are involved in – For example, a horse taking part in sports will require different levels of cover to a veteran horse, and vice versa. 

However, some policy inclusions will be standard across most horse insurance packages, these include: 

  • Veterinary fees
  • Public liability
  • Legal protection
  • Personal accident
  • Cover for death
  • Livery cover

How much each inclusion is covered for will depend on the level of cover you choose. For more information or to get a tailored horse insurance quote, you can fill in the enquiry form, or speak with a member of our team at 01948 820 000.

Why choose us:

  • We have over 30 years of experience and a deep understanding of insurance requirements for the equine industry.
  • As a member of the award-winning Bravo Network, we have wide access to the insurance market, so you can be assured that we will find you the right horse insurance cover. 
  • Our specialist team handles all claims in-house.
  • As well as providing professional advice, we believe strongly in adding in a personal touch. This is why we make ourselves available whenever you need us.
woman riding horse

Horse Insurance FAQs

How can I make a claim on my policy?

At Jane Chewins, you can report insurance claims quickly and easily using our dedicated App, available on IOS and Android devices. If you want to begin a claim against your horse insurance policy, you can use the App to gather as much data as possible. Information provided will be passed directly to our team, who will act swiftly to handle your claim. 

Alternatively, you can call and speak to our team – we will be happy to guide you through the claims process.

How much is horse insurance?

The cost of insurance for your horse or pony can depend on several factors, including the value of your horse, the horse’s age, and also on what additional inclusions you want to add to a tailored policy. If you do not own the horse, you can take out a horse rider insurance policy which will be cheaper and covers you for things including personal accidents, emergency veterinary fees and public liability. 

To enquire about a quote, you can fill in a form or speak with a member of our team on 01948 820000. We are always happy to help.

Should you insure your horse?

As horse owners, you have a duty of care to ensure that your horse or pony lives a happy life. Although it is not a legal requirement to have horse insurance, the financial commitment can become overwhelming if you don’t have sufficient cover for unforeseen incidents, or if your horse falls ill. 

Do horse riders need insurance?

It is not a legal requirement to have horse rider insurance in the UK, but it is recommended. Although no one plans to have an accident, it is not a guarantee that you will not, and not having insurance in the event of one could cost you thousands.

Enquire about a quote

Our Commitment

To ensure we continue to offer all of our clients the best possible service, we make the following commitments:


To listen and work in partnership with you.


To focus on your needs at all times.


To provide prompt and accurate responses to requests and enquiries.


To provide strong and professional advice at all times.


To provide intelligent and competitive solutions.


To ensure documentation is produced promptly.


To provide continuous appraisal of your risks.


To be pro-active in advice given.

JCL Insurance Brokers look after all of my insurances and have for a number of years. They are fast, professional and always at the other end of the phone

Oliver Townend

FEI World Number 1