Call Us On : 01948 820 000
Motor trade insurance is a specialised type of insurance policy designed specifically for businesses and individuals involved in the motor trade industry. This includes any activities related to the buying, selling, repairing, servicing, or otherwise dealing with motor vehicles.
40+ YEARS MOTOR TRADE EXPERTISE
Your motor trade business is unique. Whether you’re a dealer, mechanic, body shop, or valeting service, we customise a policy that covers your specific risks from road risk and stock protection to tools, equipment, and premises.
Anyone who works in the motor industry, be it in manufacture, conversion, motor sales, service/MOT including those who work in the agricultural sector as follows:-
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
JCL Motor Trade Insurance can cover the following:
This is the minimum legal cover needed by those working in the motor trade who drives vehicles they don’t own
Provides cover when a third party is injured or their property is damaged due to the business’ actions. It covers the costs as well as any related legal expenses.
This is compulsory for all employers’, covering injury to employees.
Provides cover for any vehicle that is your property or a customer’s vehicle in your trust.
Provides cover for buildings used as a business premise.
Covers the cost of repair or replacement of your business’ tools and equipment if they’re lost, stolen or damaged.
The JCL Insurance Brokers Claims App helps to quickly and easily report claims at the scene of the incident. Use the app to gather data as quickly as possible, which will be passed directly to our team who will act swiftly to handle your claim.
Available to download on IOS and Android.
Alternatively, you can call and speak to our team – we will
be happy to guide you through the claims process.
If your business involves selling vehicles or you have customers’ vehicles in your care, you will need to take out a motor trade insurance policy. For example, if you are a motor dealer or a mobile tyre-replacement service.
Motor Trade Insurance provides cover against the risks that are associated with the repair work that goes into fixing their customers’ cars, as well as having to drive them.
The number of vehicles allowed on a Motor Trade Insurance policy differs depending on insurer. Some policies have no upper limit whereas others have a maximum set limit.
The price of a Motor Trade Insurance policy varies depending on your businesses risks. It is important to speak to an insurance professional to get a personalised quote based on your specific requirements.
Whilst highly recommended, Motor Trade Insurance is not a legal requirement. If you are unsure whether you need a Motor Trade Insurance policy, call our friendly team on 01948 820000 who will listen to your business needs and advise on insurance options.
“Liam and Will are always happy to go the extra mile to make sure that their customers feel like they are getting the best service, we use them for our own insurance and I would recommend them to any of my clients feeling assured that they will be given a customer service level that is reflective of our own.”
Rena Andronicou
