Call Us On : 01948 820 000
Contractor insurance is essential for various professionals in the construction and contracting industries. The types of individuals and businesses that typically need contractor insurance include:-
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
JCL Contractor Insurance can cover the following:
Designed to cover claims arising as a result of professional negligence. The policy covers legal defence costs and damages awards to the claimant.
Provides cover when a third party is injured or their property is damaged due to the business’ actions. It covers the costs as well as any related legal expenses.
This is compulsory for all employers’, covering injury to employees.
Provides cover if you are injured at work or whilst commuting to work. This could either be a weekly amount or a lump sum.
This covers the cost of compensation claims made against your business’s directors and key managers for alleged wrongful acts.
To make a claim, please contact the office by phone or email.
Our Claims Manager will take the relevant details and be able to talk you through the process. The insurers will be notified and you will be updated on the claim throughout.
Public liability insurance is nearly always a contractual requirement in the construction industry, even though not a legal requirement. However, other policies such as Professional Indemnity and Personal Accident are also recommended to contractors as they will protect you and your business should something happen.
When you become a contractor, it can be confusing to navigate the world of insurance and which policies are required. It is always a good idea to have insurance in place in case of an unfortunate event. Not sure where to start? Call our team on 01948 820000 and they will advise on which insurance policies are available to you.
If you are self-employed and work entirely on your own, you do not need employers’ liability insurance. However, it is recommended to have other types of insurance such as public liability or professional indemnity insurance.
“JCL have been our insurance broker for 10 years plus. Nothing is ever a problem, and they provide us with superb, tailored cover for our growing construction and electrical firm. One phone call is all you need to make for advice and support, and we highly recommend them.”
TWEC Electrical & TWEC Developments
