Commercial Combined Insurance is essential for businesses looking to protect themselves against a wide range of risks in an affordable and efficent package that bundles various insurance coverages into one policy. This type of insurance is particularly beneficial for businesses with complex needs or those operating in industries with specific insurance requirements.
Manufacturing, hospitality, creative, logistics, every business faces unique risks. We design a combined insurance policy tailored to your industry and size. One policy. One renewal date. Complete peace of mind.
These are some of the industries that Commercial Combined Insurance is applicable to:-
At JCL, we tailor our insurance packages to your individual needs.
We analyse the specific requirements you have and the risks you may face, and curate a policy that protects you should the worst happen.
JCL Commercial Combined Insurance can cover the following:
Protects business premises, contents and equipment against sudden or unforeseen circumstances.
Provides cover when a third party is injured or their property is damaged due to the business’ actions. It covers the costs as well as any related legal expenses.
This is compulsory for all employers’, covering injury to employees.
Designed to cover claims arising as a result of professional negligence. The policy covers legal defence costs and damages awards to the claimant.
Designed to protect your business from digital threats such as malicious cyber hacks or data breaches.
Protects against the loss, theft or accidental damage of your stock.
To make a claim, please contact the office by phone or email.
Our Claims Manager will take the relevant details and be able to talk you through the process. The insurers will be notified and you will be updated on the claim throughout.
Legally, there is only one policy you are required to have as a small business, and that’s Employer’s Liability Insurance. You must have this if you employ staff. It is wise to invest in other policies to protect your business against unforeseen events and financial losses. To find out what insurance your business should have, call our friendly team on 01948 820000.
A sole trader should consider having insurance for their business. Not only does it open an opportunity for contracts where insurance is mandatory, but it will also give you peace of mind that you are protected should something happen
There are many different elements to business insurance and cover will vary depending on your business needs. At JCL, we can find cover for each part of your business from public liability to stock cover.
“I approached JCL Insurance Brokers with one week left on my
previous cover and within that time, JCL not only organised the
cover required, but managed to reduce my insurance costs by
evaluating what was actually needed and removing generic items
that were not applicable.
I would highly recommend them to anyone!”
Arron Crick, AC Architecture Ltd